Regular Loans

This loan product is designed to operate on a group (union) methodology. A union is a self-selected group of people who access loans individually, but have group guarantees. Regular Loan is created to help meet the working capital needs of clients that run small businesses.


  • Facility range: Le300,000 (minimum) to Le5,000,000 (maximum)
  • Methodology: Individual lending but group liability
  • Duration: 8 months
  • Grace period: 2 weeks
  • Repayment frequency: Weekly
  • Clients must belong to a union


  • No collateral
  • Access to funds for business expansion
  • Access to other business loan products to strengthen client’s enterprise, e.g. Mid-term and Asset loan
  • Flexible repayment structure
  • Training on basic financial management, business planning and customer relations
  • Low interest rate
  • Expert financial advice available